Joe and I faced our first hurricane as a married couple.
I’m not sure what that means exactly (there could be a lot underlying there), but I know that we will face many more storms together and make it through holding hands to keep warm. The past three months has brought so much change into our lives, all things that have been hard to embrace but that we have jumped happily into. And why not take risks and adventures? We’re twenty-two years old! We could make almost any decision about our future right now and it would be the right decision. There’s so much beauty in that, the potential to go anywhere, do anything. We have limited responsibilities, and I love that about where we are right now. That’s one of the main reasons why I’m the mean wife who won’t let Joe get a dog. That, and our landlord says we can’t have pets.
For what it’s worth, I think we are pretty responsible twenty-two year olds. By Christmas, our emergency fund will be “fully” funded (fully is in quotations because an emergency fund is 3-6 months of living expenses, and by Christmas ours will be at that three-month mark) and we will be ready to tackle our debt-snowball. We don’t buy crazy stuff, and we save up anything we can find for the things we want but don’t need (i.e. an iPad). So I think we’re doing pretty well. Once my student loans are gone we will start throwing money into IRA’s for both of us, and all that fun stuff. I must say though, all of this responsibility makes me a little itchy. I sometimes think that we should be living a little closer to the edge, just because we’re twenty-two and we can.
Today’s rant is all to say that: 1) I’m thankful for my husband, my partner in crime. 2) I’m thankful for the ability to make wise financial decisions, thanks to Dave Ramsay’s FPU. 3) I’m thankful that Sandy didn’t knock us around too much and allowed classes to be cancelled for the past two days. 4) I’m thankful for the fact that we are young and have the world at our fingertips. We could go anywhere from here, so you’ll have to tune in to see where we go and what we do next.